Car insurance does not mean that owners should not take proper car of their cars. According to law, you are to have atleast a basic car insurance, usually call Third Party. Car Insurance, Meaning, Penalties, Types, Quotes will be explained as we move on. But most importantly, to reduce the cost of damages or unwanted circumstances on the car, you need a car insurance
Car Insurance Meaning
Car insurance policy provides for the expenses for the damages caused to your car due to crash, accidents or theft as stated in the insurance cover. Some types also takes care of claims arising from injuries to other people. However, you must have car insurance even if you don't drive the car. The only condition is if you have registered your car as off road.
Car Insurance Types
The various and common types of car insurance are as follows
The Third Party Fire And Theft Policy
The Third Party Only Policy
The Comprehensive policy
Car Insurance Penalties
Countries have different penalties for driving without a valid car insurance which may range from a juge fines, disqualification from driving or suspension, that is license withheld, cars taken of the owner, specific jail time, and so on.
Car Insurance Quotes
A quote simply means an estimate of premium for the insurance coverage one selected and information one provided to the insurance company. Don't mistake quote to be an insurance contract.
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